<section class="mu-fn" aria-label="Elara FinTech mobile app demo">
  <div class="layout">

    <div class="phone-outer">
      <div class="phone-notch" aria-hidden="true">
        <div class="notch-camera"></div>
        <div class="notch-speaker"></div>
      </div>
      <div class="phone-screen">
        <div class="status-bar">
          <div class="status-time">9:41</div>
          <div class="notch-space"></div>
          <div class="status-icons">
            <svg width="16" height="12" viewBox="0 0 16 12" aria-hidden="true"><rect x="0" y="4" width="3" height="8" rx="1" fill="currentColor" opacity="0.4"/><rect x="4" y="2" width="3" height="10" rx="1" fill="currentColor" opacity="0.6"/><rect x="8" y="0" width="3" height="12" rx="1" fill="currentColor" opacity="0.8"/><rect x="12" y="0" width="3" height="12" rx="1" fill="currentColor"/></svg>
            <svg width="14" height="12" viewBox="0 0 14 12" aria-hidden="true"><path d="M7 10 C3 10 0 7 0 7 S3 2 7 2 S14 7 14 7 S11 10 7 10Z" fill="none" stroke="currentColor" stroke-width="1.2"/><circle cx="7" cy="7" r="2" fill="currentColor"/></svg>
            <svg width="26" height="12" viewBox="0 0 26 12" aria-hidden="true"><rect x="0" y="1" width="22" height="10" rx="3" fill="none" stroke="currentColor" stroke-width="1.2"/><rect x="22" y="4" width="2" height="4" rx="1" fill="currentColor" opacity="0.4"/><rect x="1.5" y="2.5" width="16" height="7" rx="2" fill="currentColor"/></svg>
          </div>
        </div>

        <div class="screen-content">
          <div class="app-header">
            <div class="greeting-row">
              <div>
                <div class="greeting">Good morning,</div>
                <div class="user-name-main">Elara 👋</div>
              </div>
              <div class="header-avatar">EK</div>
            </div>
          </div>

          <div class="balance-card">
            <div class="balance-label">Total Balance</div>
            <div class="balance-amount">$24,832<span class="balance-cents">.49</span></div>
            <div class="balance-change">
              <span class="chg-arrow">↑</span>
              +$1,204.20
              <span class="chg-period">this month</span>
            </div>
            <div class="balance-actions">
              <button class="bal-action" type="button"><div class="bal-action-icon">↑</div><div class="bal-action-label">Send</div></button>
              <button class="bal-action" type="button"><div class="bal-action-icon">↓</div><div class="bal-action-label">Receive</div></button>
              <button class="bal-action" type="button"><div class="bal-action-icon">⇄</div><div class="bal-action-label">Swap</div></button>
              <button class="bal-action" type="button"><div class="bal-action-icon">⋯</div><div class="bal-action-label">More</div></button>
            </div>
          </div>

          <div class="stats-row">
            <div class="stat-card">
              <div class="stat-top">
                <div class="stat-icon-wrap stat-icon-green">💹</div>
                <div class="stat-change up">+4.2%</div>
              </div>
              <div class="stat-label">Portfolio</div>
              <div class="stat-value stat-value-green">$8,440</div>
            </div>
            <div class="stat-card">
              <div class="stat-top">
                <div class="stat-icon-wrap stat-icon-blue">🎯</div>
                <div class="stat-change up">+12%</div>
              </div>
              <div class="stat-label">Savings Goal</div>
              <div class="stat-value">76%</div>
            </div>
          </div>

          <div class="chart-section">
            <div class="chart-card">
              <div class="chart-header">
                <div class="chart-title">Spending</div>
                <div class="chart-period-group">
                  <div class="chart-period">1W</div>
                  <div class="chart-period active">1M</div>
                  <div class="chart-period">3M</div>
                </div>
              </div>
              <div class="chart-total">$3,214</div>
              <div class="chart-sub">↓ $380 vs last month</div>
              <svg class="chart-svg" viewBox="0 0 300 80" preserveAspectRatio="none" aria-hidden="true">
                <defs>
                  <linearGradient id="mu-fn-chartGrad" x1="0" y1="0" x2="0" y2="1">
                    <stop offset="0%" stop-color="#00e5a0" stop-opacity="0.3"/>
                    <stop offset="100%" stop-color="#00e5a0" stop-opacity="0"/>
                  </linearGradient>
                </defs>
                <path d="M0,60 C20,50 30,40 50,45 C70,50 80,30 100,25 C120,20 130,35 150,30 C170,25 180,15 200,18 C220,21 230,35 250,28 C270,21 280,10 300,8 L300,80 L0,80 Z" fill="url(#mu-fn-chartGrad)"/>
                <path d="M0,60 C20,50 30,40 50,45 C70,50 80,30 100,25 C120,20 130,35 150,30 C170,25 180,15 200,18 C220,21 230,35 250,28 C270,21 280,10 300,8" fill="none" stroke="#00e5a0" stroke-width="2" stroke-linecap="round"/>
                <circle cx="300" cy="8" r="4" fill="#00e5a0"/>
              </svg>
            </div>
          </div>

          <div class="transactions">
            <div class="tx-header">
              <div class="tx-title">Recent</div>
              <div class="tx-see-all">See all →</div>
            </div>
            <div class="tx-item">
              <div class="tx-icon tx-icon-blue">🛒</div>
              <div class="tx-info"><div class="tx-name">Whole Foods Market</div><div class="tx-date">Today, 8:24 AM</div></div>
              <div class="tx-amount debit">−$62.40</div>
            </div>
            <div class="tx-item">
              <div class="tx-icon tx-icon-green">💰</div>
              <div class="tx-info"><div class="tx-name">Salary Deposit</div><div class="tx-date">Yesterday</div></div>
              <div class="tx-amount credit">+$5,200.00</div>
            </div>
            <div class="tx-item">
              <div class="tx-icon tx-icon-yellow">☕</div>
              <div class="tx-info"><div class="tx-name">Blue Bottle Coffee</div><div class="tx-date">Mon, May 26</div></div>
              <div class="tx-amount debit">−$7.80</div>
            </div>
            <div class="tx-item">
              <div class="tx-icon tx-icon-red">🎬</div>
              <div class="tx-info"><div class="tx-name">Netflix</div><div class="tx-date">May 25</div></div>
              <div class="tx-amount debit">−$18.99</div>
            </div>
          </div>
        </div>

        <div class="bottom-nav">
          <button class="nav-btn active" type="button">
            <div class="nav-btn-icon">⌂</div>
            <div class="nav-btn-label">Home</div>
          </button>
          <button class="nav-btn" type="button">
            <div class="nav-btn-icon">◫</div>
            <div class="nav-btn-label">Cards</div>
          </button>
          <button class="nav-center-btn" type="button">+</button>
          <button class="nav-btn" type="button">
            <div class="nav-btn-icon">◎</div>
            <div class="nav-btn-label">Invest</div>
          </button>
          <button class="nav-btn" type="button">
            <div class="nav-btn-icon">◉</div>
            <div class="nav-btn-label">Profile</div>
          </button>
        </div>
      </div>
    </div>

    <div class="context-wrap">
      <div class="context-card">
        <div class="ctx-label">Design Principles</div>
        <div class="ctx-title">Zero-friction<br>money flows</div>
        <div class="ctx-desc">Every interaction is designed to reduce cognitive load. Primary data is always one glance away, secondary actions one tap, tertiary flows never more than two steps deep.</div>
      </div>
      <div class="context-card">
        <div class="ctx-label">AI Insights</div>
        <div class="insight-row">
          <div class="insight-icon insight-icon-green">📈</div>
          <div class="insight-text"><div class="insight-name">Spending down</div><div class="insight-sub">vs. 3-month avg</div></div>
          <div class="insight-val insight-val-green">−11%</div>
        </div>
        <div class="insight-row">
          <div class="insight-icon insight-icon-blue">🎯</div>
          <div class="insight-text"><div class="insight-name">Goal on track</div><div class="insight-sub">House fund · $40K</div></div>
          <div class="insight-val insight-val-blue">76%</div>
        </div>
        <div class="insight-row">
          <div class="insight-icon insight-icon-yellow">⚡</div>
          <div class="insight-text"><div class="insight-name">Bill due soon</div><div class="insight-sub">Rent · Jun 1</div></div>
          <div class="insight-val insight-val-yellow">3d</div>
        </div>
      </div>
      <div class="context-card">
        <div class="ctx-label">Quick Actions</div>
        <div class="quick-grid">
          <div class="quick-tile"><div class="quick-icon">💳</div><div class="quick-label">Virtual Card</div></div>
          <div class="quick-tile"><div class="quick-icon">📊</div><div class="quick-label">Analytics</div></div>
          <div class="quick-tile"><div class="quick-icon">🔐</div><div class="quick-label">Security</div></div>
          <div class="quick-tile quick-tile-accent"><div class="quick-icon">✨</div><div class="quick-label quick-label-accent">Upgrade</div></div>
        </div>
      </div>
    </div>
  </div>
</section>

/* ─── 05 Elara FinTech Mobile — minimalist mobile app UI ───────── */
@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800&family=Space+Mono:wght@400;700&display=swap');

.mu-fn {
  --mu-fn-bg: #0e0e14;
  --mu-fn-surface: #16161f;
  --mu-fn-surface2: #1e1e2a;
  --mu-fn-border: #26263a;
  --mu-fn-text: #f0f0f8;
  --mu-fn-text-mid: #8888aa;
  --mu-fn-text-dim: #44445a;
  --mu-fn-green: #00e5a0;
  --mu-fn-green-dim: rgba(0,229,160,0.12);
  --mu-fn-blue: #4488ff;
  --mu-fn-blue-dim: rgba(68,136,255,0.1);
  --mu-fn-red: #ff4466;
  --mu-fn-yellow: #ffcc44;
  --mu-fn-sans: 'Plus Jakarta Sans', sans-serif;
  --mu-fn-mono: 'Space Mono', monospace;

  position: relative;
  width: 100%;
  min-height: 900px;
  background: var(--mu-fn-bg);
  color: var(--mu-fn-text);
  font-family: var(--mu-fn-sans);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 40px;
  overflow: hidden;
  box-sizing: border-box;
}
.mu-fn *, .mu-fn *::before, .mu-fn *::after { box-sizing: border-box; margin: 0; padding: 0; }

/* Ambient radial glow — was body::before fixed; scoped. */
.mu-fn::before {
  content: '';
  position: absolute;
  width: 600px;
  height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle,rgba(0,229,160,0.06) 0%,transparent 70%);
  top: 50%;
  left: 50%;
  transform: translate(-50%,-50%);
  pointer-events: none;
  z-index: 0;
}

.mu-fn .layout { position: relative; z-index: 1; display: flex; gap: 40px; align-items: center; }

.mu-fn .phone-outer { position: relative; background: linear-gradient(160deg,#2a2a3a,#1a1a28); border-radius: 54px; padding: 14px; box-shadow: 0 0 0 1px rgba(255,255,255,0.08), 0 40px 120px rgba(0,0,0,0.6), inset 0 0 0 1px rgba(255,255,255,0.04); width: 380px; flex-shrink: 0; }
.mu-fn .phone-notch { position: absolute; top: 14px; left: 50%; transform: translateX(-50%); width: 100px; height: 28px; background: #0e0e14; border-radius: 0 0 20px 20px; z-index: 10; display: flex; align-items: center; justify-content: center; gap: 6px; }
.mu-fn .notch-camera { width: 10px; height: 10px; border-radius: 50%; background: #1a1a24; border: 2px solid #252535; }
.mu-fn .notch-speaker { width: 48px; height: 5px; border-radius: 3px; background: #1a1a24; }
.mu-fn .phone-screen { background: var(--mu-fn-bg); border-radius: 42px; overflow: hidden; height: 780px; position: relative; display: flex; flex-direction: column; }

.mu-fn .status-bar { display: flex; align-items: center; justify-content: space-between; padding: 12px 24px 0; position: relative; z-index: 5; }
.mu-fn .status-time { font-family: var(--mu-fn-mono); font-size: 13px; font-weight: 700; }
.mu-fn .notch-space { width: 120px; }
.mu-fn .status-icons { display: flex; align-items: center; gap: 5px; font-size: 11px; color: var(--mu-fn-text-mid); }

.mu-fn .screen-content { flex: 1; overflow-y: auto; padding: 8px 0 80px; scroll-behavior: smooth; }
.mu-fn .screen-content::-webkit-scrollbar { display: none; }

.mu-fn .app-header { padding: 16px 24px 20px; }
.mu-fn .greeting-row { display: flex; align-items: center; justify-content: space-between; margin-bottom: 4px; }
.mu-fn .greeting { font-size: 13px; color: var(--mu-fn-text-mid); font-weight: 400; }
.mu-fn .header-avatar { width: 38px; height: 38px; border-radius: 50%; background: linear-gradient(135deg,var(--mu-fn-green),#008860); display: flex; align-items: center; justify-content: center; font-size: 14px; font-weight: 700; color: #0a0a0a; }
.mu-fn .user-name-main { font-size: 22px; font-weight: 800; letter-spacing: -0.02em; }

.mu-fn .balance-card { margin: 0 20px 20px; background: linear-gradient(135deg,#0f1f18 0%,#0a1810 50%,#0f1f18 100%); border: 1px solid rgba(0,229,160,0.15); border-radius: 24px; padding: 28px 28px 24px; position: relative; overflow: hidden; animation: mu-fn-cardin 0.5s ease 0.1s both; }
.mu-fn .balance-card::before { content: ''; position: absolute; top: -60px; right: -60px; width: 200px; height: 200px; border-radius: 50%; background: radial-gradient(circle,rgba(0,229,160,0.1) 0%,transparent 70%); }
.mu-fn .balance-card::after { content: ''; position: absolute; bottom: -40px; left: -40px; width: 160px; height: 160px; border-radius: 50%; background: radial-gradient(circle,rgba(0,229,160,0.05) 0%,transparent 70%); }
.mu-fn .balance-label { font-size: 12px; letter-spacing: 0.12em; color: rgba(0,229,160,0.6); text-transform: uppercase; margin-bottom: 8px; font-weight: 500; position: relative; }
.mu-fn .balance-amount { font-family: var(--mu-fn-mono); font-size: 40px; font-weight: 700; letter-spacing: -0.03em; color: var(--mu-fn-text); line-height: 1; margin-bottom: 6px; position: relative; }
.mu-fn .balance-cents { font-size: 24px; opacity: 0.5; }
.mu-fn .balance-change { display: flex; align-items: center; gap: 6px; font-size: 12px; color: var(--mu-fn-green); font-weight: 600; margin-bottom: 24px; position: relative; }
.mu-fn .chg-arrow { font-size: 14px; }
.mu-fn .chg-period { color: var(--mu-fn-text-mid); font-weight: 400; }
.mu-fn .balance-actions { display: flex; gap: 10px; position: relative; }
.mu-fn .bal-action { flex: 1; background: rgba(0,229,160,0.1); border: 1px solid rgba(0,229,160,0.15); border-radius: 14px; padding: 12px 8px; display: flex; flex-direction: column; align-items: center; gap: 4px; cursor: pointer; transition: all 0.2s; font-family: inherit; color: inherit; }
.mu-fn .bal-action:hover { background: rgba(0,229,160,0.18); }
.mu-fn .bal-action-icon { font-size: 18px; }
.mu-fn .bal-action-label { font-size: 10px; letter-spacing: 0.06em; text-transform: uppercase; color: var(--mu-fn-text-mid); font-weight: 600; }

.mu-fn .stats-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin: 0 20px 20px; animation: mu-fn-cardin 0.5s ease 0.2s both; }
.mu-fn .stat-card { background: var(--mu-fn-surface); border: 1px solid var(--mu-fn-border); border-radius: 20px; padding: 18px 18px; }
.mu-fn .stat-top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 10px; }
.mu-fn .stat-icon-wrap { width: 34px; height: 34px; border-radius: 10px; display: flex; align-items: center; justify-content: center; font-size: 16px; }
.mu-fn .stat-icon-green { background: var(--mu-fn-green-dim); } .mu-fn .stat-icon-blue { background: var(--mu-fn-blue-dim); }
.mu-fn .stat-change { font-size: 11px; font-weight: 600; padding: 3px 7px; border-radius: 20px; }
.mu-fn .stat-change.up { background: var(--mu-fn-green-dim); color: var(--mu-fn-green); }
.mu-fn .stat-label { font-size: 11px; color: var(--mu-fn-text-mid); margin-bottom: 4px; font-weight: 500; }
.mu-fn .stat-value { font-family: var(--mu-fn-mono); font-size: 22px; font-weight: 700; letter-spacing: -0.02em; }
.mu-fn .stat-value-green { color: var(--mu-fn-green); }

.mu-fn .chart-section { margin: 0 20px 20px; }
.mu-fn .chart-card { background: var(--mu-fn-surface); border: 1px solid var(--mu-fn-border); border-radius: 20px; padding: 20px; animation: mu-fn-cardin 0.5s ease 0.3s both; }
.mu-fn .chart-header { display: flex; align-items: center; justify-content: space-between; margin-bottom: 4px; }
.mu-fn .chart-title { font-size: 14px; font-weight: 700; }
.mu-fn .chart-period-group { display: flex; gap: 2px; background: var(--mu-fn-surface2); border-radius: 8px; padding: 2px; }
.mu-fn .chart-period { font-size: 10px; padding: 4px 10px; border-radius: 6px; cursor: pointer; color: var(--mu-fn-text-dim); font-weight: 600; }
.mu-fn .chart-period.active { background: var(--mu-fn-border); color: var(--mu-fn-text); }
.mu-fn .chart-total { font-family: var(--mu-fn-mono); font-size: 26px; font-weight: 700; letter-spacing: -0.02em; margin-bottom: 4px; }
.mu-fn .chart-sub { font-size: 11px; color: var(--mu-fn-green); font-weight: 600; margin-bottom: 18px; }
.mu-fn .chart-svg { width: 100%; height: 90px; }

.mu-fn .transactions { padding: 0 20px; }
.mu-fn .tx-header { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.mu-fn .tx-title { font-size: 15px; font-weight: 700; }
.mu-fn .tx-see-all { font-size: 12px; color: var(--mu-fn-green); font-weight: 600; cursor: pointer; }
.mu-fn .tx-item { display: flex; align-items: center; gap: 14px; padding: 13px 0; border-bottom: 1px solid var(--mu-fn-border); }
.mu-fn .tx-item:last-child { border-bottom: none; }
.mu-fn .tx-icon { width: 42px; height: 42px; border-radius: 14px; display: flex; align-items: center; justify-content: center; font-size: 18px; flex-shrink: 0; }
.mu-fn .tx-icon-blue { background: var(--mu-fn-blue-dim); }
.mu-fn .tx-icon-green { background: var(--mu-fn-green-dim); }
.mu-fn .tx-icon-yellow { background: rgba(255,204,68,0.1); }
.mu-fn .tx-icon-red { background: rgba(255,68,102,0.1); }
.mu-fn .tx-info { flex: 1; min-width: 0; }
.mu-fn .tx-name { font-size: 14px; font-weight: 600; margin-bottom: 2px; }
.mu-fn .tx-date { font-size: 11px; color: var(--mu-fn-text-mid); }
.mu-fn .tx-amount { font-family: var(--mu-fn-mono); font-size: 14px; font-weight: 700; }
.mu-fn .tx-amount.debit { color: var(--mu-fn-text); }
.mu-fn .tx-amount.credit { color: var(--mu-fn-green); }

.mu-fn .bottom-nav { position: absolute; bottom: 0; left: 0; right: 0; background: rgba(14,14,20,0.95); backdrop-filter: blur(20px); border-top: 1px solid var(--mu-fn-border); display: flex; align-items: center; justify-content: space-around; padding: 12px 8px 20px; }
.mu-fn .nav-btn { display: flex; flex-direction: column; align-items: center; gap: 4px; cursor: pointer; flex: 1; padding: 4px; border: none; background: transparent; font-family: inherit; color: inherit; }
.mu-fn .nav-btn-icon { font-size: 22px; transition: transform 0.2s; }
.mu-fn .nav-btn-label { font-size: 9px; letter-spacing: 0.06em; text-transform: uppercase; color: var(--mu-fn-text-dim); font-weight: 600; }
.mu-fn .nav-btn.active .nav-btn-label { color: var(--mu-fn-green); }
.mu-fn .nav-btn.active .nav-btn-icon { transform: scale(1.1); }
.mu-fn .nav-center-btn { width: 52px; height: 52px; border-radius: 50%; background: linear-gradient(135deg,var(--mu-fn-green),#00aa78); display: flex; align-items: center; justify-content: center; font-size: 22px; cursor: pointer; box-shadow: 0 0 24px rgba(0,229,160,0.3); transition: transform 0.2s, box-shadow 0.2s; flex-shrink: 0; margin-top: -18px; border: none; font-family: inherit; color: inherit; }
.mu-fn .nav-center-btn:hover { transform: scale(1.05); box-shadow: 0 0 32px rgba(0,229,160,0.4); }

.mu-fn .context-wrap { display: flex; flex-direction: column; gap: 20px; max-width: 280px; }
.mu-fn .context-card { background: var(--mu-fn-surface); border: 1px solid var(--mu-fn-border); border-radius: 20px; padding: 22px; }
.mu-fn .ctx-label { font-size: 10px; letter-spacing: 0.15em; text-transform: uppercase; color: var(--mu-fn-text-mid); font-weight: 600; margin-bottom: 12px; }
.mu-fn .ctx-title { font-size: 18px; font-weight: 700; margin-bottom: 8px; letter-spacing: -0.01em; }
.mu-fn .ctx-desc { font-size: 12px; color: var(--mu-fn-text-mid); line-height: 1.7; font-weight: 300; }
.mu-fn .insight-row { display: flex; align-items: center; gap: 10px; padding: 10px 0; border-bottom: 1px solid var(--mu-fn-border); }
.mu-fn .insight-row:last-child { border-bottom: none; }
.mu-fn .insight-icon { width: 32px; height: 32px; border-radius: 10px; display: flex; align-items: center; justify-content: center; font-size: 14px; flex-shrink: 0; }
.mu-fn .insight-icon-green { background: var(--mu-fn-green-dim); }
.mu-fn .insight-icon-blue { background: var(--mu-fn-blue-dim); }
.mu-fn .insight-icon-yellow { background: rgba(255,204,68,0.1); }
.mu-fn .insight-text { flex: 1; }
.mu-fn .insight-name { font-size: 12px; font-weight: 600; margin-bottom: 1px; }
.mu-fn .insight-sub { font-size: 10px; color: var(--mu-fn-text-mid); }
.mu-fn .insight-val { font-family: var(--mu-fn-mono); font-size: 12px; font-weight: 700; }
.mu-fn .insight-val-green { color: var(--mu-fn-green); }
.mu-fn .insight-val-blue { color: var(--mu-fn-blue); }
.mu-fn .insight-val-yellow { color: var(--mu-fn-yellow); }
.mu-fn .quick-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin-top: 4px; }
.mu-fn .quick-tile { background: var(--mu-fn-surface2); border: 1px solid var(--mu-fn-border); border-radius: 12px; padding: 14px; cursor: pointer; text-align: center; }
.mu-fn .quick-tile.quick-tile-accent { background: var(--mu-fn-green-dim); border-color: rgba(0,229,160,0.2); }
.mu-fn .quick-icon { font-size: 20px; margin-bottom: 4px; }
.mu-fn .quick-label { font-size: 11px; color: var(--mu-fn-text-mid); font-weight: 600; }
.mu-fn .quick-label.quick-label-accent { color: var(--mu-fn-green); }

@keyframes mu-fn-cardin { from { opacity: 0; transform: translateY(12px); } to { opacity: 1; transform: translateY(0); } }

@media (max-width: 900px) {
  .mu-fn .layout { flex-direction: column; gap: 24px; align-items: stretch; }
  .mu-fn .context-wrap { max-width: 380px; margin: 0 auto; }
}

@media (prefers-reduced-motion: reduce) {
  .mu-fn .balance-card, .mu-fn .stats-row, .mu-fn .chart-card { animation: none !important; }
}